Public Provident Fund Calculator

Accurately calculate your PPF maturity amount using the correct compound interest formula

Investment Details

Min 500 - Max 1.5 lakh per financial year

Minimum 15 years, extendable in blocks of 5 years

Current PPF rate: 7.1% (as of 2025)

Projected Returns

Enter your details to see projected returns

Public Provident Fund (PPF) - A Complete Guide

What is PPF?

The Public Provident Fund (PPF) is a long-term savings scheme introduced by the Government of India to encourage small savings and provide tax benefits. It offers attractive interest rates and returns that are completely tax-free.

Key Features of PPF

  • 15-year maturity period, extendable in blocks of 5 years
  • Current interest rate of 7.1% per annum (as of 2025)
  • Minimum investment of 500 per year, maximum of 1.5 lakh
  • Tax benefits under Section 80C of the Income Tax Act
  • Interest earned and maturity amount are tax-free
  • Partial withdrawals allowed from the 7th financial year

How to Use This PPF Calculator

Our calculator uses the correct PPF formula to give you accurate maturity projections:

  1. Enter your annual investment amount (between 500 and 1.5 lakh)
  2. Select your investment tenure (minimum 15 years)
  3. Enter the current PPF interest rate (default is 7.1%)
  4. Click "Calculate Maturity" to see your projected returns

Why Choose PPF?

PPF remains one of the safest investment options with guaranteed returns backed by the Government of India. It's ideal for long-term goals like retirement planning, children's education, or wealth creation while enjoying tax benefits.